The right home loanpersonal loanbusiness loancredit cardinsurance planSIP
without the running around.
We compare options from partner banks and NBFCs, help you get your documents in order, and stay with you until the money reaches your account.
- Multiple lenders, one application
- Help with every document
- One person to call
Draft copy for review.
A home of your own
Buy, build or extend your house. We compare offers from partner banks and help with every document.
Enquire now →
Drive home your new car
Loans for new and used cars and two-wheelers, with a quick eligibility check and simple paperwork.
Enquire now →
Grow your own business
Working capital for shops, tailoring units and small enterprises, with special support for women.
Enquire now →
Protect what matters
Health, life and motor cover so your family's plans stay on track, whatever happens.
Enquire now →
Room for the whole family
Upgrade to a bigger home, or move your existing loan to a better rate with a top-up.
Enquire now →
Loans for professionals
Funds for doctors and self-employed professionals to set up or upgrade a clinic or office.
Enquire now →
Stock up, sell more
Quick funds for kirana and retail shops to buy stock, renovate or add a counter.
Enquire now →
Secure your child's future
Life and child plans that build savings and protect your little one's tomorrow.
Enquire now →Representative photos
Every money need, under one roof
Pick what you're looking for. We'll explain your options in plain words and handle the follow-up with the bank.
Banks and NBFCs we work with
Partnered with leading banks and NBFCs across India, so you get more than one offer to compare.
Logos are trademarks of their respective owners.
Four steps from enquiry to money in your account
- 1
Tell us your need
Send an enquiry on WhatsApp or call us. A short chat tells us what you need and what you're eligible for.
- 2
Share documents
We send you a simple checklist for your product and check everything before it goes to the bank.
- 3
Compare and choose
We put the offers side by side: rate, tenure, fees and EMI. You choose; nobody pushes.
- 4
Sanction and disbursal
We follow up with the lender until the amount reaches you, and we stay in touch after that.
Your application
Home loan- Enquiry receivedDay 1
- Documents collectedDay 1
- Offers comparedDay 2
- Sanctioned by lenderLender's timeline
- Amount disbursedDone
Plan your loan, savings and cover
Pick a calculator and move the sliders. The figures update as you go.
For reference only. Your actual rate and EMI depend on the lender and your profile.
Mutual fund investments are subject to market risks. Returns are not guaranteed; this is an illustration only.
Mutual fund investments are subject to market risks. Returns are not guaranteed; this is an illustration only.
Estimate by the income replacement method: your income minus your own expenses, for the years until retirement (valued at a 2% real rate), plus loans, minus existing cover. Premiums depend on the insurer, your age, health and habits.
Premiums depend on the insurer, ages, city, health and add-ons. We'll compare plans from several insurers and share the actual premiums with you. Suggested cover is a rule of thumb, not advice.
Advice you can follow, people you can reach
Honest comparison
Rate, processing fee, tenure and EMI shown side by side, so you choose with the full picture.
Less paperwork stress
We check your documents before they reach the bank, so applications don't bounce back.
One point of contact
The same person follows your file from first call to disbursal. No call-centre loops.
Clear about charges
Any fee, by us or the lender, is explained before you sign anything.
Grow with us as a referral partner
Chartered accountants, insurance agents, property dealers and freelancers can refer clients to First Capital and earn on every successful case.
- Many products, one partner
- Case status updates
- Timely payouts
Know your CIBIL score before you apply
Your score decides which lenders will say yes and at what rate. Check it free on Experian, then share it with us so we can match you to the right lender.
- 1Open the free credit score check on Experian.
- 2Sign in with your name, PAN and mobile number, and confirm with an OTP.
- 3Share your score in the form below. We'll tell you which options fit.
Already know your score? Share it with us →
- 750 to 900Best chance of approval and lower rates
- 700 to 749Good, most lenders will consider you
- 650 to 699Fair, fewer options, rates may be higher
- Below 650Talk to us, we'll suggest what's realistic
General guide only. Every lender sets its own criteria. First Capital does not pull or store your credit report.
Get in touch
Tell us what you need
Fill this in and your message opens in WhatsApp, ready to send. We usually reply the same working day.
Common questions
Are you a bank or a lender?
No. First Capital Distribution LLP is a distributor. We help you choose and apply for products from partner banks, NBFCs, insurers and fund houses. The lender or insurer makes the final decision.
Which documents will I need?
Usually PAN, Aadhaar, recent bank statements and income proof (salary slips or ITR). We send you the exact list for your product.
Can I get a loan with a low CIBIL score?
It depends on the lender and your overall profile. Share your details and we'll tell you honestly which options are realistic.
How long does approval take?
It varies by product and lender. We keep you updated at each step, from document check to disbursal.
