html,body{margin:0}img{max-width:100%}[hidden]{display:none!important}
/* Layout: white base, one blue thread (brand colour) with green only for "growth" moments.
   Wide airy sections, alternating white / faint blue-grey, a calm navy footer. Single light theme by client request. */
:root{
  color-scheme: light;
  --bg:#FFFFFF;
  --soft:#FBF0F3;
  --ink:#2A1219;
  --muted:#6B5258;
  --line:#EEDCE1;
  --blue:#8C1D40;
  --blue-deep:#5E1029;
  --blue-tint:#F6E3E9;
  --green:#B0436A;
  --green-tint:#F9E9EE;
  --peach:#FDF7F8;
  --hero-bg:linear-gradient(125deg,#F7E4EA 0%,#FCF1F4 55%,#FFFFFF 100%);
  --glow:140,29,64; --deep-rgb:94,16,41; --acc-rgb:176,67,106; --ink-rgb:42,18,25;
  --hl1:#E8A0B6; --hl2:#F3B9C9; --hl3:#F8D3DE;
  --hover-line:#E9C3CF; --dash:#E6CAD3; --dash-text:#A98893;
  --grad:linear-gradient(120deg,#7A1636,#B03A5E);
  --amber:#B86E00;
  --amber-tint:#FFF3DC;
  --navy:#2B0C16;
  --navy-line:#4E2232;
  --navy-text:#E6C6D0;
  --display:"Sora", "Segoe UI", system-ui, sans-serif;
  --body:"Public Sans", "Segoe UI", system-ui, -apple-system, sans-serif;
  --r:14px;
  --shadow:0 1px 2px rgba(var(--ink-rgb),.05), 0 8px 24px rgba(var(--ink-rgb),.06);
  --wrap:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{background:var(--bg);color:var(--ink);font-family:var(--body);font-size:16px;line-height:1.6;overflow-x:hidden}
body::before{content:"";position:fixed;inset:0 0 auto;height:env(safe-area-inset-top,0px);z-index:60;background:var(--bg)}
h1,h2,h3{font-family:var(--display);line-height:1.15;margin:0;text-wrap:balance;letter-spacing:-.01em}
p{margin:0}
a{color:inherit}
button,input,select,textarea{font:inherit}
:focus-visible{outline:3px solid var(--blue);outline-offset:2px;border-radius:6px}
.wrap{max-width:var(--wrap);margin:0 auto;padding-left:max(16px,env(safe-area-inset-left,0px));padding-right:max(16px,env(safe-area-inset-right,0px))}
@media(min-width:768px){.wrap{padding-left:max(28px,env(safe-area-inset-left,0px));padding-right:max(28px,env(safe-area-inset-right,0px))}}
section{padding-block:72px}
@media(max-width:640px){section{padding-block:52px}}
.tint{background:var(--soft)}
#how,#contact{background:var(--peach)}
.eyebrow{font-size:12.5px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--blue)}
.sec-head{display:grid;gap:10px;max-width:640px;margin-bottom:36px}
.sec-head h2{font-size:clamp(26px,3.4vw,38px)}
.sec-head p{color:var(--muted);font-size:17px}
.tag{display:inline-block;font-size:11px;font-weight:700;letter-spacing:.04em;text-transform:uppercase;padding:2px 8px;border-radius:999px;background:var(--amber-tint);color:var(--amber);vertical-align:middle;white-space:nowrap}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border:0;border-radius:10px;padding:12px 20px;font-weight:600;font-size:15px;cursor:pointer;text-decoration:none;transition:transform .2s ease, box-shadow .2s ease, background .2s ease}
.btn-primary{background:var(--grad);color:#fff;box-shadow:0 6px 16px rgba(var(--glow),.25)}
.btn-primary:hover{filter:brightness(.93);transform:translateY(-1px)}
.btn-ghost{background:var(--bg);color:var(--ink);border:1.5px solid var(--line)}
.btn-ghost:hover{border-color:var(--blue);color:var(--blue)}
.btn svg{width:18px;height:18px}


/* header */
header.site{position:sticky;top:env(safe-area-inset-top,0px);z-index:50;background:rgba(255,255,255,.92);backdrop-filter:saturate(1.4) blur(10px);-webkit-backdrop-filter:saturate(1.4) blur(10px);border-bottom:1px solid transparent;transition:border-color .2s, box-shadow .2s}
header.site.scrolled{border-color:var(--line);box-shadow:0 4px 18px rgba(var(--ink-rgb),.05)}
.nav{display:flex;align-items:center;justify-content:space-between;gap:20px;height:70px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);min-width:0}
.brand .mark{width:auto;height:44px;flex:none;display:block}
.mark-tile{flex:none;display:grid;place-items:center;width:52px;height:52px;border-radius:14px;background:#fff}
.mark-tile .mark{height:38px}
.brand .wm{display:grid;line-height:1}
.brand .wm b{font-family:var(--display);font-weight:700;font-size:19px;letter-spacing:-.01em}
.brand .wm b,.brand .wm b span{color:#0F3358}
.brand-foot .wm b,.brand-foot .wm b span{color:#fff}
.site .brand .wm small{color:#0F3358;opacity:.85}
.brand .wm small{font-size:9.5px;font-weight:700;letter-spacing:.24em;color:var(--muted);margin-top:4px}
.menu{display:flex;align-items:center;gap:4px;list-style:none;margin:0;padding:0}
.menu a{display:block;padding:8px 12px;border-radius:8px;text-decoration:none;font-weight:500;font-size:15px;color:var(--ink)}
.menu a:hover{background:var(--blue-tint);color:var(--blue)}
.nav-cta{display:flex;align-items:center;gap:10px}
.burger{display:none;width:44px;height:44px;border-radius:10px;border:1.5px solid var(--line);background:var(--bg);cursor:pointer;align-items:center;justify-content:center}
.burger span,.burger span::before,.burger span::after{display:block;width:18px;height:2px;background:var(--ink);border-radius:2px;position:relative;transition:transform .25s, background .25s}
.burger span::before,.burger span::after{content:"";position:absolute;left:0}
.burger span::before{top:-6px}.burger span::after{top:6px}
.burger[aria-expanded="true"] span{background:transparent}
.burger[aria-expanded="true"] span::before{transform:translateY(6px) rotate(45deg)}
.burger[aria-expanded="true"] span::after{transform:translateY(-6px) rotate(-45deg)}
@media(max-width:980px){
  .menu{position:absolute;left:0;right:0;top:100%;flex-direction:column;align-items:stretch;gap:0;background:var(--bg);border-bottom:1px solid var(--line);padding:8px max(16px,env(safe-area-inset-right,0px)) 16px max(16px,env(safe-area-inset-left,0px));box-shadow:0 14px 24px rgba(var(--ink-rgb),.08);display:none}
  .menu.open{display:flex}
  .menu a{padding:12px 8px;border-bottom:1px solid var(--line);border-radius:0}
  .burger{display:inline-flex}
}
@media(max-width:520px){.nav-cta .btn{display:none}.brand .wm b{font-size:17px}}

/* hero */
.hero{padding-block:64px 72px;position:relative;overflow:hidden;background:var(--hero-bg)}
.hero::before{content:"";position:absolute;inset:-30% -10% auto auto;width:720px;height:720px;border-radius:50%;background:radial-gradient(closest-side,rgba(var(--glow),.10),rgba(var(--glow),0));pointer-events:none}
.hero-grid{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center;position:relative}
.hero h1{font-size:clamp(34px,4.6vw,54px);font-weight:700;letter-spacing:-.025em}
.rot{display:inline-grid;vertical-align:bottom;color:var(--blue);position:relative}
.rot>span{grid-area:1/1;white-space:nowrap;opacity:0;transform:translateY(.45em);transition:opacity .45s ease, transform .45s ease}
.rot>span.on{opacity:1;transform:none}
.rot>span.off{opacity:0;transform:translateY(-.45em)}
.rot>span{background:linear-gradient(rgba(var(--acc-rgb),.22),rgba(var(--acc-rgb),.22)) 0 88%/100% .14em no-repeat}
.hero .lede{font-size:clamp(17px,1.6vw,19px);color:var(--muted);max-width:540px;margin-top:20px}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:30px}
.ticks{display:flex;flex-wrap:wrap;gap:10px 22px;margin-top:30px;padding:0;list-style:none;font-size:14.5px;font-weight:500}
.ticks li{display:flex;align-items:center;gap:8px}
.ticks svg{width:18px;height:18px;color:var(--green);flex:none}
.hero-note{margin-top:14px;font-size:12.5px;color:var(--muted)}
@media(max-width:900px){.hero-grid{grid-template-columns:1fr;gap:40px}.hero{padding-block:44px 56px}}

/* hero tracker visual */
.track{background:var(--bg);border:1px solid var(--line);border-radius:20px;box-shadow:0 30px 60px -20px rgba(var(--deep-rgb),.25), 0 1px 3px rgba(var(--ink-rgb),.06);padding:24px;position:relative;max-width:460px;justify-self:end;width:100%}
.track-top{display:flex;justify-content:space-between;align-items:center;gap:12px;margin-bottom:18px}
.track-top h3{font-size:16px}
.track-top .pill{font-size:12px;font-weight:600;padding:4px 10px;border-radius:999px;background:var(--blue-tint);color:var(--blue)}
.loan-sum{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-bottom:20px}
.loan-sum div{background:var(--soft);border-radius:12px;padding:12px 14px}
.loan-sum small{display:block;color:var(--muted);font-size:12px}
.loan-sum b{font-family:var(--display);font-size:20px;font-variant-numeric:tabular-nums}
.steps{list-style:none;margin:0;padding:0;display:grid;gap:4px}
.steps li{display:grid;grid-template-columns:28px 1fr auto;align-items:center;gap:12px;padding:9px 0;position:relative;font-size:14.5px;font-weight:500;color:var(--muted);transition:color .4s}
.steps li::before{content:"";position:absolute;left:13px;top:34px;bottom:-14px;width:2px;background:var(--line)}
.steps li:last-child::before{display:none}
.dot{width:28px;height:28px;border-radius:50%;border:2px solid var(--line);background:var(--bg);display:grid;place-items:center;transition:all .4s;position:relative;z-index:1}
.dot svg{width:14px;height:14px;color:#fff;opacity:0;transition:opacity .3s}
.steps li .when{font-size:12px;color:var(--muted);opacity:0;transition:opacity .4s}
.steps li.done{color:var(--ink)}
.steps li.done .dot{background:var(--green);border-color:var(--green)}
.steps li.done .dot svg{opacity:1}
.steps li.done .when{opacity:1}
.steps li.now{color:var(--ink)}
.steps li.now .dot{border-color:var(--blue);box-shadow:0 0 0 5px var(--blue-tint)}
.steps li.now .dot::after{content:"";width:8px;height:8px;border-radius:50%;background:var(--blue);animation:pulse 1.2s ease-in-out infinite}
@keyframes pulse{50%{transform:scale(.6);opacity:.5}}
.track-foot{margin-top:16px;padding-top:14px;border-top:1px dashed var(--line);font-size:12px;color:var(--muted);display:flex;justify-content:space-between;gap:10px}
.float-chip{position:absolute;background:var(--bg);border:1px solid var(--line);border-radius:12px;padding:10px 14px;box-shadow:var(--shadow);font-size:13px;font-weight:600;display:flex;align-items:center;gap:8px;animation:bob 5s ease-in-out infinite}
.float-chip svg{width:18px;height:18px}
.chip-a{left:-30px;top:-22px;color:var(--green)}
.chip-b{right:-18px;bottom:-22px;color:var(--blue);animation-delay:-2.5s}
@keyframes bob{50%{transform:translateY(-8px)}}
@media(max-width:900px){.track{justify-self:center}.chip-a{left:-6px}.chip-b{right:-6px}}

/* product ribbon */
.ribbon{border-block:1px solid var(--line);overflow:hidden;padding-block:16px;background:var(--bg)}
.ribbon-track{display:flex;gap:44px;width:max-content;animation:slide 38s linear infinite}
.ribbon:hover .ribbon-track{animation-play-state:paused}
.ribbon span{display:flex;align-items:center;gap:10px;font-weight:600;color:var(--muted);white-space:nowrap;font-size:15px}
.ribbon span svg{width:20px;height:20px;color:var(--blue)}
@keyframes slide{to{transform:translateX(-50%)}}

/* products */
.tabs{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:28px}
.tab{border:1.5px solid var(--line);background:var(--bg);border-radius:999px;padding:9px 18px;font-weight:600;font-size:14.5px;cursor:pointer;color:var(--muted);transition:all .2s}
.tab:hover{color:var(--blue);border-color:var(--blue)}
.tab[aria-selected="true"]{background:var(--ink);border-color:var(--ink);color:#fff}
.grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(250px,1fr));gap:18px}
.card{background:var(--bg);border:1px solid var(--line);border-radius:var(--r);padding:22px;display:flex;flex-direction:column;gap:12px;transition:transform .25s ease, box-shadow .25s ease, border-color .25s;animation:cardIn .45s ease both}
.card:hover{transform:translateY(-4px);box-shadow:0 18px 36px -14px rgba(var(--deep-rgb),.22);border-color:var(--hover-line)}
@keyframes cardIn{from{opacity:.0;transform:translateY(10px)}}
.card .ic{width:48px;height:48px;border-radius:12px;background:var(--blue-tint);color:var(--blue);display:grid;place-items:center;transition:background .25s,color .25s}
.card:hover .ic{background:var(--blue);color:#fff}
.card .ic svg{width:24px;height:24px}
.card h3{font-size:18px}
.card p{color:var(--muted);font-size:14.5px;flex:1}
.card .go{display:inline-flex;align-items:center;gap:6px;background:none;border:0;padding:0;color:var(--blue);font-weight:600;font-size:14.5px;cursor:pointer;align-self:flex-start}
.card .go svg{width:16px;height:16px;transition:transform .2s}
.card .go:hover svg{transform:translateX(4px)}
.card .cat{font-size:11.5px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--muted)}
.list-note{margin-top:18px;font-size:13px;color:var(--muted)}

/* how it works */
.how{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;counter-reset:s;list-style:none;margin:0;padding:0}
.how li{position:relative;padding:24px 22px;border-radius:var(--r);background:var(--bg);border:1px solid var(--line)}
.how li b{display:grid;place-items:center;width:38px;height:38px;border-radius:50%;background:var(--ink);color:#fff;font-family:var(--display);font-size:15px;margin-bottom:16px}
.how li h3{font-size:17px;margin-bottom:6px}
.how li p{color:var(--muted);font-size:14.5px}
@media(max-width:980px){.how{grid-template-columns:repeat(2,1fr)}}
@media(max-width:560px){.how{grid-template-columns:1fr}}

/* emi */
.ctab{border:1.5px solid var(--line);background:var(--bg);border-radius:999px;padding:9px 18px;font-weight:600;font-size:14.5px;cursor:pointer;color:var(--muted);transition:all .2s;font-family:inherit}
.ctab:hover{color:var(--blue);border-color:var(--blue)}
.ctab[aria-selected="true"]{background:var(--blue);border-color:var(--blue);color:#fff}
.cpanel[hidden]{display:none!important}
.cpanel .legend{display:grid;gap:10px}
.seg{display:grid;grid-template-columns:1fr 1fr;gap:6px;background:var(--soft);padding:5px;border-radius:12px}
.seg button{border:0;background:transparent;padding:10px;border-radius:9px;font:600 14px/1.2 inherit;font-family:inherit;color:var(--muted);cursor:pointer}
.seg button[aria-checked="true"]{background:#fff;color:var(--blue);box-shadow:0 2px 8px rgba(var(--ink-rgb),.12)}
.seg{grid-template-columns:repeat(var(--n,2),1fr)}
.seg-wrap{grid-template-columns:repeat(4,1fr)}
.chips{display:flex;flex-wrap:wrap;gap:8px}
.chip{border:1.5px solid var(--line);background:var(--bg);border-radius:999px;padding:8px 14px;font:600 14px/1.2 inherit;font-family:inherit;color:var(--muted);cursor:pointer}
.chip[aria-pressed="true"]{border-color:var(--blue);background:var(--blue-tint);color:var(--blue)}
.chip[aria-pressed="true"]::before{content:"✓ "}
.yy{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.yy div{background:rgba(255,255,255,.07);border:1px solid var(--navy-line);border-radius:14px;padding:14px 16px}
.yy small{display:block;text-transform:uppercase;letter-spacing:.08em;font-size:11.5px;font-weight:700}
.yy b{display:block;white-space:nowrap;font-family:var(--display);font-size:clamp(20px,2.1vw,26px);font-variant-numeric:tabular-nums;line-height:1.2}
.hl-tip{font-size:14px;color:var(--navy-text);margin:0}
.hl-tip:empty{display:none}
@media(max-width:600px){.ctabs{flex-wrap:nowrap;overflow-x:auto;margin-inline:-16px;padding:2px 16px 6px;scrollbar-width:none}.ctabs::-webkit-scrollbar{display:none}.ctab{flex:none}}
.emi{display:grid;grid-template-columns:1.15fr .85fr;gap:28px;align-items:stretch}
.emi-in,.emi-out{border:1px solid var(--line);border-radius:18px;padding:28px;background:var(--bg)}
.field{display:grid;gap:10px;margin-bottom:26px}
.field:last-child{margin-bottom:0}
.field-top{display:flex;justify-content:space-between;align-items:center;gap:12px}
.field-top label{font-weight:600}
.field-top output{font-family:var(--display);font-weight:600;font-size:18px;color:var(--blue);background:var(--blue-tint);padding:4px 12px;border-radius:8px;font-variant-numeric:tabular-nums;white-space:nowrap}
.range-ends{display:flex;justify-content:space-between;font-size:12px;color:var(--muted)}
input[type=range]{-webkit-appearance:none;appearance:none;width:100%;height:6px;border-radius:999px;background:linear-gradient(var(--blue),var(--blue)) 0/var(--p,50%) 100% no-repeat, var(--line);cursor:pointer}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:22px;height:22px;border-radius:50%;background:#fff;border:5px solid var(--blue);box-shadow:0 2px 6px rgba(var(--ink-rgb),.2)}
input[type=range]::-moz-range-thumb{width:14px;height:14px;border-radius:50%;background:#fff;border:5px solid var(--blue)}
.emi-out{background:var(--ink);color:#fff;border-color:var(--ink);display:grid;gap:22px;align-content:start}
.emi-out small{color:var(--navy-text);font-size:13px}
.emi-big{font-family:var(--display);font-size:clamp(34px,4vw,44px);font-weight:700;font-variant-numeric:tabular-nums;line-height:1.1}
.donut-row{display:grid;grid-template-columns:120px 1fr;gap:20px;align-items:center}
.donut{width:120px;height:120px;transform:rotate(-90deg)}
.donut circle{fill:none;stroke-width:16}
.legend{display:grid;gap:10px;font-size:14px}
.legend div{display:flex;justify-content:space-between;gap:12px}
.legend span{display:flex;align-items:center;gap:8px;color:var(--navy-text)}
.legend i{width:10px;height:10px;border-radius:3px;display:inline-block}
.legend b{font-variant-numeric:tabular-nums}
.emi-out .btn{width:100%}
.emi-out .fine{font-size:12px;color:var(--navy-text)}
@media(max-width:900px){.emi{grid-template-columns:1fr}}
@media(max-width:400px){.donut-row{grid-template-columns:1fr;justify-items:start}.emi-in,.emi-out{padding:22px}}

/* why */
.why{display:grid;grid-template-columns:repeat(4,1fr);gap:28px}
.why div{display:grid;gap:10px;align-content:start}
.why .ic{width:44px;height:44px;border-radius:50%;display:grid;place-items:center;background:var(--green-tint);color:var(--green)}
.why .ic svg{width:22px;height:22px}
.why h3{font-size:17px}
.why p{color:var(--muted);font-size:14.5px}
@media(max-width:980px){.why{grid-template-columns:repeat(2,1fr)}}
@media(max-width:520px){.why{grid-template-columns:1fr}}

/* lenders */
.lenders{display:grid;grid-template-columns:minmax(0,1fr);gap:14px;margin-top:6px;-webkit-mask:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent);mask:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent)}
.lrow{overflow:hidden}
.ltrack{display:flex;gap:14px;width:max-content;animation:lmove 48s linear infinite}
.lrow.rev .ltrack{animation-direction:reverse;animation-duration:54s}
.lenders:hover .ltrack{animation-play-state:paused}
@keyframes lmove{to{transform:translateX(calc(-50% - 7px))}}
.lg{flex:none;height:76px;width:184px;padding:14px 22px;display:flex;align-items:center;justify-content:center;background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:0 6px 18px -12px rgba(var(--ink-rgb),.25);transition:transform .3s,box-shadow .3s}
.lg img{max-width:100%;max-height:42px;width:auto;height:auto;object-fit:contain}
.lg:hover{transform:translateY(-2px);box-shadow:0 12px 24px -14px rgba(var(--ink-rgb),.35)}
@media(max-width:600px){.lg{height:64px;width:150px;padding:12px 16px}.lg img{max-height:34px}}
.partner-note{font-size:12.5px;color:var(--muted);margin-top:14px;text-align:center}
@media(max-width:600px){.lg{height:62px;min-width:140px;padding:0 16px}.lg b{font-size:14.5px}.lg i{width:26px;height:26px;font-size:11.5px}}
@media (prefers-reduced-motion: reduce){.ltrack{animation:none;flex-wrap:wrap;width:auto;justify-content:center}.ltrack .dup{display:none}}

/* partner band */
.band{background:var(--grad);color:#fff;border-radius:22px;padding:44px;display:grid;grid-template-columns:1.3fr .7fr;gap:28px;align-items:center;position:relative;overflow:hidden}
.band::after{content:"";position:absolute;right:-80px;top:-80px;width:280px;height:280px;border-radius:50%;border:40px solid rgba(255,255,255,.07)}
.band h2{font-size:clamp(24px,3vw,34px)}
.band p{color:#FBE3EA;margin-top:10px;max-width:560px}
.band ul{display:flex;flex-wrap:wrap;gap:8px 18px;margin:18px 0 0;padding:0;list-style:none;font-size:14.5px;font-weight:500}
.band ul li::before{content:"✓";margin-right:8px;color:var(--hl3)}
.band .btn{background:#fff;color:var(--blue-deep);justify-self:end;position:relative;z-index:1}
.band .btn:hover{transform:translateY(-1px)}
.band-side{display:grid;justify-items:center;gap:6px;position:relative;z-index:1}
.band-side .btn{justify-self:center}
.potli{width:210px;height:auto;margin:-28px 0 -6px;filter:drop-shadow(0 18px 24px rgba(0,0,0,.25));animation:potli 4.5s ease-in-out infinite}
@keyframes potli{0%,100%{transform:translateY(0)}50%{transform:translateY(-8px)}}
@media(max-width:900px){.band-side{justify-items:start}.band-side .btn{justify-self:start}.potli{width:170px;margin:0}}
@media (prefers-reduced-motion: reduce){.potli{animation:none}}
.band .tag{background:rgba(255,255,255,.16);color:#fff}
@media(max-width:800px){.band{grid-template-columns:1fr;padding:30px 24px}.band .btn{justify-self:start}}

/* enquiry */
.enq-head{position:relative;padding-right:120px}
.potli-sm{position:absolute;right:-10px;top:-4px;width:130px;margin:0;filter:drop-shadow(0 14px 18px rgba(var(--deep-rgb),.22))}
@media(max-width:480px){.enq-head{padding-right:84px}.potli-sm{width:96px;right:-8px;top:0}}
.enq{display:grid;grid-template-columns:.8fr 1.2fr;gap:40px;align-items:start}
.enq-side{display:grid;gap:18px}
.contact-list{display:grid;gap:12px;margin-top:6px}
.contact-list div{display:grid;grid-template-columns:42px 1fr;gap:12px;align-items:center;padding:14px;border:1px solid var(--line);border-radius:12px;background:var(--bg)}
.contact-list .ic{width:42px;height:42px;border-radius:10px;background:var(--blue-tint);color:var(--blue);display:grid;place-items:center}
.contact-list .ic svg{width:20px;height:20px}
.contact-list small{display:block;color:var(--muted);font-size:12.5px}
.contact-list b{font-weight:600;font-size:15px;overflow-wrap:anywhere}
form.box{border:1px solid var(--line);border-radius:18px;padding:28px;background:var(--bg);box-shadow:var(--shadow);display:grid;grid-template-columns:1fr 1fr;gap:16px}
.f{display:grid;gap:6px;min-width:0}
.f.full{grid-column:1/-1}
.f label{font-size:14px;font-weight:600}
.f input,.f select,.f textarea{width:100%;border:1.5px solid var(--line);border-radius:10px;padding:11px 12px;background:var(--bg);color:var(--ink);font-size:15px;transition:border-color .2s, box-shadow .2s}
.f input:focus,.f select:focus,.f textarea:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 4px var(--blue-tint)}
.f textarea{min-height:84px;resize:vertical}
.f .err{color:#B42318;font-size:12.5px;min-height:0}
.f.bad input,.f.bad select{border-color:#D92D20}
.consent{grid-column:1/-1;display:flex;gap:10px;font-size:13px;color:var(--muted);align-items:flex-start}
.consent input{margin-top:3px;width:16px;height:16px;flex:none}
form.box .btn{grid-column:1/-1}
.wa-preview{grid-column:1/-1;border:1px solid var(--green);background:var(--green-tint);border-radius:12px;padding:16px;display:grid;gap:10px}
.wa-preview pre{margin:0;white-space:pre-wrap;font-family:var(--body);font-size:14px;color:var(--ink);background:var(--bg);border-radius:8px;padding:12px;max-height:240px;overflow:auto}
.wa-preview .row{display:flex;flex-wrap:wrap;gap:10px;align-items:center}
.wa-preview .btn{grid-column:auto;padding:9px 14px;font-size:14px}
.btn-wa{background:#128C4B;color:#fff}
.btn[disabled]{opacity:.55;cursor:not-allowed}
.wa-preview small{font-size:12.5px;color:var(--muted)}
@media(max-width:900px){.enq{grid-template-columns:1fr}}
@media(max-width:560px){form.box{grid-template-columns:1fr;padding:20px}}

/* faq */
.faq{max-width:820px;display:grid;gap:10px}
.faq details{border:1px solid var(--line);border-radius:12px;background:var(--bg);overflow:hidden}
.faq summary{cursor:pointer;list-style:none;padding:18px 20px;font-weight:600;display:flex;justify-content:space-between;gap:16px;align-items:center}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"";width:10px;height:10px;border-right:2px solid var(--blue);border-bottom:2px solid var(--blue);transform:rotate(45deg);transition:transform .25s;flex:none;margin-top:-4px}
.faq details[open] summary::after{transform:rotate(-135deg);margin-top:4px}
.faq details p{padding:0 20px 18px;color:var(--muted)}

/* footer */
footer{background:var(--navy);color:var(--navy-text);font-size:14.5px}
.f-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:36px;padding-block:56px 36px}
footer h4{color:#fff;font-family:var(--display);font-size:15px;margin:0 0 14px}
footer ul{list-style:none;margin:0;padding:0;display:grid;gap:9px}
footer a{text-decoration:none}
footer a:hover{color:#fff}
footer .brand{color:#fff}
footer .brand .wm small{color:var(--navy-text)}
footer .brand .wm b span{color:#fff}
.f-about{display:grid;gap:16px;align-content:start}
.social{display:flex;gap:10px}
.social a{width:38px;height:38px;border-radius:50%;border:1px solid var(--navy-line);display:grid;place-items:center;color:#F5DDE5;transition:background .2s,border-color .2s}
.social a:hover{background:var(--blue);border-color:var(--blue)}
.social svg{width:17px;height:17px}
.disclaimer{border-top:1px solid var(--navy-line);padding-block:24px;font-size:12.5px;line-height:1.7;display:grid;gap:8px}
.disclaimer b{color:#F5DDE5}
.f-bottom{border-top:1px solid var(--navy-line);padding-block:20px;display:flex;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:14px;font-size:13px}
.at-credit{display:inline-flex;align-items:center;gap:8px;flex-wrap:wrap;font-size:13px;color:inherit;opacity:.9;text-decoration:none}
.at-credit:hover{opacity:1}
.at-credit img{display:block;height:19px;width:auto}
.at-credit img.at-icon{height:22px;width:22px;border-radius:6px}
@media(max-width:900px){.f-grid{grid-template-columns:1fr 1fr}}
@media(max-width:520px){.f-grid{grid-template-columns:1fr}}

/* brand board (preview only) */
.board{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.board>div{border-radius:16px;padding:28px;display:grid;place-items:center;min-height:170px;border:1px solid var(--line)}
.board .on-white{background:var(--bg)}
.board .on-blue{background:var(--grad)}
.board .on-navy{background:var(--navy)}
.board .big svg{width:110px;height:110px}
.swatches{display:flex;flex-wrap:wrap;gap:12px;margin-top:18px}
.swatches div{display:flex;align-items:center;gap:10px;font-size:13px;color:var(--muted);border:1px solid var(--line);border-radius:10px;padding:8px 12px 8px 8px;background:var(--bg)}
.swatches i{width:28px;height:28px;border-radius:7px;display:block}
.swatches b{color:var(--ink);display:block;font-size:13px}
.brand-note{margin-top:16px;color:var(--muted);font-size:14.5px;max-width:760px}
@media(max-width:800px){.board{grid-template-columns:1fr}}

/* CIBIL check */
.cibil{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center}
.cibil-steps{list-style:none;margin:22px 0 26px;padding:0;display:grid;gap:14px}
.cibil-steps li{display:grid;grid-template-columns:34px 1fr;gap:12px;align-items:start;font-size:15.5px}
.cibil-steps b{display:grid;place-items:center;width:34px;height:34px;border-radius:50%;background:var(--blue-tint);color:var(--blue);font-family:var(--display);font-size:14px}
.cibil-steps span{padding-top:5px}
.cibil-actions{display:flex;flex-wrap:wrap;gap:12px}
.gauge-card{background:var(--bg);border:1px solid var(--line);border-radius:20px;padding:28px;box-shadow:var(--shadow);display:grid;gap:18px}
.gauge{position:relative;width:100%;max-width:340px;margin:0 auto}
.gauge svg{width:100%;height:auto;display:block}
.gauge .needle{transform-origin:150px 150px;transition:transform 1.2s cubic-bezier(.2,.8,.2,1)}
.gauge-read{text-align:center;margin-top:8px}
.gauge-read b{display:block;font-family:var(--display);font-size:34px;font-variant-numeric:tabular-nums;line-height:1}
.gauge-read small{color:var(--muted);font-size:13px}
.bands{display:grid;gap:8px;margin:0;padding:0;list-style:none;font-size:14px}
.bands li{display:grid;grid-template-columns:12px auto 1fr;gap:10px;align-items:center}
.bands i{width:12px;height:12px;border-radius:3px}
.bands em{font-style:normal;font-weight:700;font-variant-numeric:tabular-nums}
.bands span{color:var(--muted)}
.gauge-card .fine{font-size:12px;color:var(--muted)}
@media(max-width:900px){.cibil{grid-template-columns:1fr}}

/* hero photos */
.hero-photo{position:relative;justify-self:end;width:100%;max-width:580px}
.frame{position:relative;aspect-ratio:5/5;max-width:100%;border-radius:24px;overflow:hidden;background:var(--blue-tint);box-shadow:0 30px 60px -22px rgba(var(--deep-rgb),.35)}
.slide{position:absolute;inset:0;margin:0;opacity:0;transition:opacity .9s ease}
.slide.on{opacity:1}
.slide img{width:100%;height:100%;object-fit:cover;display:block;transform:scale(1.06);transition:transform 6s ease-out}
.slide.on img{transform:scale(1)}
.slide::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(var(--deep-rgb),0) 45%,rgba(var(--deep-rgb),.6) 68%,rgba(var(--deep-rgb),.92) 100%);pointer-events:none}
.slide figcaption{position:absolute;left:0;right:0;bottom:0;z-index:1;padding:22px 22px 24px;color:#fff}
.slide figcaption .tag{color:#fff;display:inline-flex;align-items:center;gap:6px;font-size:11.5px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;background:rgba(255,255,255,.18);border:1px solid rgba(255,255,255,.35);backdrop-filter:blur(6px);-webkit-backdrop-filter:blur(6px);padding:5px 10px;border-radius:999px}
.slide figcaption .tag svg{width:14px;height:14px;color:#fff}
.slide figcaption h3{font-size:clamp(20px,2.2vw,26px);margin:10px 0 6px;color:#fff;text-shadow:0 2px 12px rgba(0,0,0,.25)}
.slide figcaption p{margin:0 0 12px;font-size:14px;line-height:1.5;color:rgba(255,255,255,.9);max-width:36ch}
.slide figcaption a{display:inline-flex;align-items:center;gap:6px;font-size:13.5px;font-weight:700;color:var(--blue);background:#fff;padding:8px 14px;border-radius:999px;text-decoration:none}
.slide figcaption a:hover{background:var(--blue-tint)}
.slide figcaption>*{opacity:0;transform:translateY(14px);transition:opacity .6s ease,transform .6s ease}
.slide.on figcaption>*{opacity:1;transform:none}
.slide.on figcaption>:nth-child(1){transition-delay:.35s}
.slide.on figcaption>:nth-child(2){transition-delay:.5s}
.slide.on figcaption>:nth-child(3){transition-delay:.65s}
.slide.on figcaption>:nth-child(4){transition-delay:.8s}
.slide:not(.on) figcaption a{visibility:hidden}
@media(max-width:480px){.frame{aspect-ratio:4/4.6}.hero-photo .chip-b{display:none}.slide figcaption{padding:16px 16px 18px}.slide figcaption p{font-size:13px;margin-bottom:10px}.slide figcaption a{font-size:12.5px;padding:7px 12px}}
@media (prefers-reduced-motion: reduce){.slide figcaption>*{transition:none}}
.dots{display:flex;gap:8px;justify-content:center;margin-top:14px}
.dots button{width:8px;height:8px;border-radius:999px;border:0;padding:0;background:var(--line);cursor:pointer;transition:width .3s,background .3s}
.dots button.on{width:22px;background:var(--blue)}
.photo-note{text-align:center;font-size:11.5px;color:var(--muted);margin-top:6px}
.hero-photo .chip-a{left:-30px;top:40px;z-index:2}
.hero-photo .chip-b{right:-18px;top:-18px;bottom:auto;z-index:2}
.potli-hero{position:absolute;right:-40px;top:-46px;width:150px;margin:0;z-index:3;filter:drop-shadow(0 16px 20px rgba(var(--deep-rgb),.28))}
@media(max-width:1100px){.potli-hero{width:120px;right:-20px;top:-40px}}
@media(max-width:900px){.potli-hero{width:96px;left:auto;right:-8px;top:-44px}}
.how-wrap{display:grid;grid-template-columns:1.35fr .65fr;gap:24px;align-items:start}
.how-wrap .how{grid-template-columns:repeat(2,1fr)}
.how-wrap .track{justify-self:stretch;max-width:none}
@media(max-width:980px){.how-wrap{grid-template-columns:1fr}.how-wrap .track{max-width:460px;justify-self:center}}
@media(max-width:900px){.hero-photo{justify-self:center;max-width:640px}.frame{aspect-ratio:4/3.4}.hero-photo .chip-a{left:-6px;top:-16px}.hero-photo .chip-b{right:-6px;top:-16px}}
@media(max-width:480px){.frame{aspect-ratio:4/4.8}}
@media(max-width:560px){.how-wrap .how{grid-template-columns:1fr}}

/* WhatsApp float */
/* Ask Disha chat */
.disha-fab{position:fixed;right:calc(16px + env(safe-area-inset-right,0px));bottom:calc(14px + env(safe-area-inset-bottom,0px));z-index:990;display:grid;justify-items:center;gap:4px;background:none;border:0;padding:0;cursor:pointer;font-family:inherit}
.disha-pic{position:relative;width:64px;height:64px;border-radius:50%;background:#fff;padding:3px;box-shadow:0 12px 26px -8px rgba(var(--deep-rgb),.55);transition:transform .2s;animation:disha-in .6s ease both}
.disha-pic::after{content:"";position:absolute;inset:-4px;border-radius:50%;border:2px solid var(--blue);opacity:.0;animation:disha-ring 2.8s ease-out infinite}
.disha-pic img{width:100%;height:100%;border-radius:50%;display:block}
.disha-dot{position:absolute;right:3px;bottom:3px;width:13px;height:13px;border-radius:50%;background:#22A45D;border:2.5px solid #fff}
.disha-fab:hover .disha-pic{transform:translateY(-2px) scale(1.04)}
.disha-name{background:var(--blue);color:#fff;font-weight:700;font-size:12.5px;padding:4px 10px;border-radius:999px;box-shadow:0 6px 14px -6px rgba(var(--deep-rgb),.6);white-space:nowrap}
.disha-fab[aria-expanded="true"]{display:none}
@keyframes disha-ring{0%{transform:scale(.95);opacity:.55}70%,100%{transform:scale(1.25);opacity:0}}
@keyframes disha-in{from{transform:translateY(20px);opacity:0}}
.disha{position:fixed;right:calc(16px + env(safe-area-inset-right,0px));bottom:calc(16px + env(safe-area-inset-bottom,0px));z-index:1000;width:min(380px,calc(100vw - 32px));height:min(600px,calc(100vh - 32px));height:min(600px,calc(100dvh - 32px));background:var(--bg);border-radius:20px;box-shadow:0 30px 70px -20px rgba(var(--deep-rgb),.5),0 0 0 1px var(--line);display:flex;flex-direction:column;overflow:hidden;animation:disha-pop .25s ease both;transform-origin:bottom right}
.disha[hidden]{display:none}
@keyframes disha-pop{from{opacity:0;transform:translateY(12px) scale(.97)}}
.disha-head{display:flex;align-items:center;gap:10px;padding:12px 12px 12px 14px;background:var(--grad);color:#fff}
.disha-head img{width:40px;height:40px;border-radius:50%;background:#fff;padding:2px;flex:none}
.disha-head div{flex:1;min-width:0;display:grid;line-height:1.25}
.disha-head b{font-family:var(--display);font-size:16px}
.disha-head small{font-size:12px;color:#FBE3EA;display:flex;align-items:center;gap:6px}
.disha-head small i{width:7px;height:7px;border-radius:50%;background:#5BE08F;display:inline-block}
.disha-x{width:34px;height:34px;border-radius:10px;border:0;background:rgba(255,255,255,.14);color:#fff;display:grid;place-items:center;cursor:pointer;flex:none}
.disha-x:hover{background:rgba(255,255,255,.26)}
.disha-x svg{width:18px;height:18px}
.disha-log{flex:1;overflow-y:auto;padding:16px 14px;display:flex;flex-direction:column;gap:10px;background:var(--peach);overscroll-behavior:contain}
.dm{max-width:86%;padding:10px 13px;border-radius:16px;font-size:14.5px;line-height:1.5;animation:dm-in .25s ease both;overflow-wrap:anywhere}
@keyframes dm-in{from{opacity:0;transform:translateY(6px)}}
.dm.bot{background:#fff;border:1px solid var(--line);border-bottom-left-radius:5px;align-self:flex-start;color:var(--ink)}
.dm.me{background:var(--blue);color:#fff;border-bottom-right-radius:5px;align-self:flex-end}
.dm a{color:var(--blue);font-weight:600}
.dm.typing{display:flex;gap:4px;padding:13px 14px}
.dm.typing i{width:7px;height:7px;border-radius:50%;background:var(--muted);opacity:.5;animation:blink 1s infinite}
.dm.typing i:nth-child(2){animation-delay:.15s}.dm.typing i:nth-child(3){animation-delay:.3s}
@keyframes blink{50%{opacity:1;transform:translateY(-2px)}}
.dsum{background:#fff;border:1px solid var(--line);border-radius:14px;padding:12px 14px;font-size:13.5px;display:grid;gap:6px;align-self:stretch}
.dsum div{display:grid;grid-template-columns:110px 1fr;gap:8px}
.dsum span{color:var(--muted)}
.dsum b{font-weight:600;overflow-wrap:anywhere}
.disha-foot{border-top:1px solid var(--line);padding:10px 12px;background:var(--bg);display:grid;gap:8px;max-height:46%;overflow-y:auto}
.dopts{display:flex;flex-wrap:wrap;gap:7px}
.dopt{border:1.5px solid var(--blue);background:#fff;color:var(--blue);border-radius:999px;padding:7px 13px;font:600 13.5px/1.2 inherit;font-family:inherit;cursor:pointer;transition:background .15s,color .15s}
.dopt:hover{background:var(--blue);color:#fff}
.dopt.ghost{border-color:var(--line);color:var(--muted)}
.dform{display:flex;gap:8px}
.dform input{flex:1;min-width:0;border:1.5px solid var(--line);border-radius:12px;padding:10px 12px;font:15px inherit;font-family:inherit;color:var(--ink);background:#fff}
.dform input:focus{outline:none;border-color:var(--blue)}
.dform button{border:0;background:var(--blue);color:#fff;border-radius:12px;width:44px;cursor:pointer;display:grid;place-items:center;flex:none}
.dform button svg{width:18px;height:18px}
.derr{color:#B42318;font-size:12.5px;margin:0}
.dsend{display:grid;grid-template-columns:1fr 1fr;gap:8px}
.dsend .btn-primary{grid-column:1/-1}
.dsend .btn{padding:11px 12px;font-size:14px}
.dsend .dlink{grid-column:1/-1;background:none;border:0;color:var(--muted);font:600 13px inherit;font-family:inherit;text-decoration:underline;cursor:pointer;padding:2px}
.dnote{grid-column:1/-1}
.disha-tip{position:fixed;right:calc(92px + env(safe-area-inset-right,0px));bottom:calc(46px + env(safe-area-inset-bottom,0px));z-index:989;background:#fff;color:var(--ink);border:1px solid var(--line);border-radius:14px 14px 4px 14px;padding:10px 30px 10px 14px;font-size:14px;box-shadow:0 14px 30px -12px rgba(var(--deep-rgb),.4);animation:dm-in .35s ease both;max-width:220px}
.disha-tip b{color:var(--blue)}
.disha-tip button{position:absolute;right:6px;top:6px;border:0;background:none;color:var(--muted);font-size:16px;line-height:1;cursor:pointer;padding:2px 4px}
.disha-tip[hidden]{display:none}
.dsend .btn{width:100%;justify-content:center}
.dnote{font-size:12px;color:var(--muted);margin:0;text-align:center}
@media(max-width:480px){.disha-tip{right:84px;bottom:40px;max-width:190px;font-size:13px}.disha{right:0;bottom:0;width:100vw;height:100vh;height:100dvh;border-radius:0}.disha-pic{width:56px;height:56px}}
@media (prefers-reduced-motion: reduce){.disha-pic,.disha-pic::after,.dm,.disha{animation:none}}
.wa-float{position:fixed;right:calc(18px + env(safe-area-inset-right,0px));bottom:calc(18px + env(safe-area-inset-bottom,0px));width:54px;height:54px;border-radius:50%;background:#128C4B;color:#fff;display:grid;place-items:center;box-shadow:0 10px 24px rgba(18,140,75,.35);z-index:40;transition:transform .2s}
.wa-float:hover{transform:scale(1.06)}
.wa-float svg{width:28px;height:28px}

/* gentle scroll-linked reveal, only where supported; content is fully visible at rest */
@supports (animation-timeline: view()){
  .reveal{animation:rise linear both;animation-timeline:view();animation-range:entry 0% entry 40%}
  @keyframes rise{from{opacity:.25;transform:translateY(26px)}to{opacity:1;transform:none}}
}
@media (prefers-reduced-motion: reduce){
  *,*::before,*::after{animation:none!important;transition:none!important}
  html{scroll-behavior:auto}
  .rot>span{opacity:0}.rot>span.on{opacity:1}
}